A simple answer to a hard question: is it actually worth working?
These calculators show your real gain after childcare, UC changes and everyday costs — so you can decide without guesswork.
What this site does
We turn complicated rules into clear numbers. You’ll see the point where extra work stops paying.
Who it’s for
UK parents, couples and single adults deciding: more hours, another day, or a different setup.
Why it’s different
We show the “real gain” after childcare and costs — not just a headline number.
Common questions
Why can working more hours feel pointless?
Because UC can reduce as earnings rise (taper), and childcare/travel can wipe out the extra pay. The calculators show the net outcome.
Do I need exact UC numbers?
For the best answer, yes. Use the full UC calculator to get a solid UC estimate, then plug it into the main check.
What if I’m only adding one extra day?
Use Childcare vs extra work to see your real gain for that extra day after childcare.
Can you show me my break-even point?
Yes — use the break-even helper to see how much extra pay (or less costs) you need to make it worth it.