Is it worth working? (UK)

One clear result: better off or not better off — after UC changes, childcare and costs.

Tip: If you don’t know your UC numbers, use the full Universal Credit calculator first.

Quick guide

If it feels like extra work barely helps, it is often the UC taper + costs.

Enter your two scenarios (monthly)

1) Get UC right

Use the full UC calculator for the best estimate.

2) Check childcare

See your real gain after childcare per extra day.

3) Break-even

How much needs to change for it to be worth it.