Guides
Plain-English explanations to support the calculators. Use these when your results look surprising.
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Universal Credit taper (55%) explained
Why UC drops as earnings rise, with simple examples.
Work allowance explained
When the taper starts, and what “ignored earnings” means.
LHA & housing element explained
How UC housing support is capped for private renters.
UC childcare element explained
The 85% support, caps, and why “one more day” can feel pointless.
Am I better off working?
A simple checklist + scenarios to test (travel, childcare, rent, deductions).
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Recommended flow (fast)
- Run the Universal Credit calculator so the UC number isn’t a guess.
- Use Is it worth working? for the single answer.
- Use Childcare vs work for the real gain per extra day.